S 5th StreetFernandina Beach, FL 32034Price: $395,000

  • Price: $395,000
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 7.24% last updated on Oct 29, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $395,000List Price

Listing Tools

Build your Amelia Island home on this rare 100 x 100 vacant lot on S 5th Street in the heart of Fernandina Beach, Florida. Made up of Lots 10 and 11 (which could be subdivided), this approximately 10,000 square foot homesite is zoned R-2 and sits in Flood Zone X. Clear of structures and ready for your vision, the property offers space to design a custom single-family residence with room for a garage, pool, and outdoor living areas. The generous frontage and depth give architects and builders real flexibility in home placement and design. Buyers are encouraged to verify development potential with the City of Fernandina Beach Planning Department. Lots of this size inside city limits are increasingly hard to find, making this an excellent opportunity for a primary residence, second home, or long-term rental investment. Enjoy island living just minutes from historic downtown Fernandina Beach, where Centre Street offers locally owned shops, waterfront dining, the marina, and year-round festivals. The Atlantic beaches of Amelia Island, Fort Clinch State Park, golf courses, and parks are a short drive away, with easy access to Jacksonville International Airport. Whether you dream of a coastal cottage or a modern Florida retreat, this Fernandina Beach lot for sale delivers the location, size, and flexibility you need. Schedule your visit today and start planning your future on Amelia Island.

Property Details of S 5th Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 7.24% last updated on Oct 29, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Leslie Cutajar of ONE SOTHEBYS INTERNATIONAL REALTY

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of November 3, 2026 8:03 AM EST. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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