646 Timber Bay Circle WOldsmar, FL 34677Sale Price: $399,000

  • Sale Price: $399,000
  • 59 Days Since Sale
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Federal 30-year interest rate: 6.36% last updated on May 14, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $399,000Sale Price
  • 3Bedrooms
  • 2Full Bath
  • 1,554Square Feet

Listing Tools

NEW PRICE - EXCELLENT VALUE - LOCATION - LOCATION - LOCATION - LOVE WHERE YOU LIVE - ONE STORY POOL HOME! Welcome to this MOVE IN READY 3 bedroom, 2 remodeled bathroom, 2 car attached garage split floor plan featuring 1554 ft. located in the beautiful City of Oldsmar. This home will not disappoint. It is the perfect blend of comfort and Florida living. Just inside the front door is the living room highlighted with plantation shutters and tile floors that run throughout the entire home. The kitchen is the heart of the home and boasts updated cabinetry, stainless steel appliances, subway tile backsplash, kitchen sink window overlooking the pool, a closet pantry with wood shelves and easy access to the dining area and family room - perfect for gathering and entertaining. The family room has French doors to the outdoor pool area and fenced in the backyard. The primary suite is highlighted with tile floors, a ceiling fan, a large walk-in closet and an updated bath featuring a walk-in shower, updated vanity and fixtures, a bidet feature on the toilet along with a linen closet. The secondary bedrooms have tile floors and share the second remodeled bathroom with a tub/shower combination. Additional upgrades to this home include plantation shutters, inside laundry closet, including the washer and dryer, newer double hung vinyl windows (2014), porcelain and/or ceramic tile floors throughout, updated electrical panel, gutters, water heater (2021), roof (2020), HVAC (2020), newer pool pump (2024) and hurricane shutters. Enjoy the freedom of no HOA or CDD fees plus the added benefit of a transferable flood insurance policy. Flood Insurance is required, but the good news is this property remained high and dry during the 2024 storms with no reported damage. The City of Oldsmar is vibrant and GOLF CART FRIENDLY. The residents enjoy easy access to waterfront parks, playgrounds, dog parks, pickleball courts, community events such as concerts in the park and seasonal celebrations at the local parks. This home is conveniently located to all of the City amenities and to restaurants, schools, shopping, medical facilities, golf course, beaches, just blocks from the scenic Shores of Tampa Bay with beautiful morning sunrises and only 20-25 minutes to Tampa International airport.This is a must see home in an EXCELLENT LOCATION at AN AMAZING PRICE.

Property Details of 646 Timber Bay Circle W

Property Details

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Mortgage Calculator


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Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.36% last updated on May 14, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Sue Salm,PA of RE/MAX CHAMPIONS (727-807-7887)

Listing Sold by THE KEYES COMPANY - SARASOTA

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of May 17, 2026 5:30 AM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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