4092 Carteret DriveWinter Haven, FL 33884Sale Price: $290,000

  • Sale Price: $290,000
  • 417 Days Since Sale
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$/month over payments
Federal 30-year interest rate: 6.52% last updated on Jun 11, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $290,000Sale Price
  • 3Bedrooms
  • 2Full Bath
  • 1,928Square Feet

Listing Tools

FULLY FURNISHED | NEWER ROOF & NEWER AC | GATED 55+ COMMUNITY | LAKEFRONT CLUBHOUSE, TENNIS, BOAT DOCKS & MORE! Welcome to 4092 Carteret Drive, where you'll enjoy easy, low maintenance living in the 55 plus lakeside community of Traditions at Lake Ruby. This meticulously maintained home offers spacious living, featuring 3 spacious bedrooms, 2 full baths, and a thoughtful design that seamlessly blends comfort, style, and functionality. As you arrive, the curb appeal is undeniable, with lush landscaping, elegant stacked stone accents, and a welcoming faade that sets the tone for what lies within. Step inside to discover an open-concept great room bathed in natural light, highlighted by soaring ceilings, tile flooring throughout the main living areas, and a layout that’s perfect for both relaxed daily living and entertaining. At the heart of the home is a well-equipped kitchen, complete with updated cabinetry, generous counter space, a wrap-around breakfast bar, a pantry, and both formal and casual dining areas. The open design ensures the kitchen flows effortlessly into the living and dining spaces, creating a warm and inviting environment for entertaining. The split-bedroom floor plan offers privacy for all. The primary suite, tucked away at the rear of the home, features direct access to the screened lanai, a large walk-in closet, and an en-suite bath with a comfort-height vanity, dual sinks, a soaking tub, and a tiled walk-in shower. Two additional bedrooms are comfortably sized each with ample closet space and easy access to the second full bath. Additional highlights include an walled backyard for added privacy, screened patio, inside laundry room with included washer and dryer, plantation shutters, new roof in 2019, new AC in 2021, storm door, rain gutters, updated landscaping and a two-car garage. Living in Traditions offers an unparalleled lifestyle defined by luxury, community, and recreation. At the heart of this vibrant neighborhood is the stunning 19,000-square-foot lakeside clubhouse, surrounded by a large heated pool and spa, tennis and pickleball courts, shuffleboard, bocce ball, and scenic walking trails. Residents enjoy staying active in the state-of-the-art fitness center and aerobics studio, while the craft, card, and billiard rooms provide spaces for social and leisure activities. With a private boat ramp, dockage, and a serene fishing pier complete with a gazebo, residents can take advantage of excellent fishing opportunities for largemouth bass, speckled perch, and shellcracker. Beyond its impressive amenities, Traditions boasts an active social calendar filled with events, clubs, and gatherings, offering countless opportunities to make new friends and build lasting connections. Adding to the appeal, the HOA dues include cable, internet, lawn care, and exterior house painting, offering both convenience and exceptional value for a stress-free lifestyle. Convenience is key, with nearby grocery stores, dining, medical facilities, and shopping. Centrally located in Winter Haven, residents enjoy easy access to Legoland, the Winter Haven Chain of Lakes, and vibrant downtown. Plus, major attractions like Disney (45 minutes), the Florida Aquarium, and Tampa Bay Lightning hockey are just a short drive away. This is your chance to embrace the best of Central Florida living in a serene, resort-style 55+ community. Don’t miss itschedule your private showing today!

Property Details of 4092 Carteret Drive

Property Details

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Mortgage Calculator


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Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.52% last updated on Jun 11, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Michael Stone of THE STONES REAL ESTATE FIRM (863-412-2080)

Listing Sold by CENTURY 21 WATSON & MYERS REALTY

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of June 14, 2026 4:31 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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