3904 Saddle Creek RoadLakeland, FL 33801Sale Price: $395,000

  • Sale Price: $395,000
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Federal 30-year interest rate: 6.52% last updated on Jun 11, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $395,000Sale Price
  • 3Bedrooms
  • 2Full Bath
  • 2,112Square Feet

Listing Tools

* $50,000 PRICE REDUCTION* Check out this one of a kind property that will have you questioning if you're really in central Florida!? This one of a kind custom home sits on just under 1.5 acres and was built in 1988 and has been in the same family ever since! Once you cross the creek into this secluded oasis of only 3 homes you instantly feel like you are in paradise! From the lush mature landscaping to the large pond views, and 2 flowing creeks you almost feel as if you're at a vacation retreat! Upon walking into the home you have a formal dining area to your left and an office to your right. This home has a true vaulted pitch ceiling in the kitchen and living room making this home feel huge. The gorgeous stone fireplace is such an amazing focal point of the home. The first floor has 2 large bedrooms and 1 full bathroom. Up the stair case you are greeted by a small loft and the master suite with a full bathroom and French doors leading to the balcony. Just off the living room there is a massive air cooled sunroom with a built in bar with surrounding views of the pond. It is currently being used as a 4th bedroom (IF desired). A/C was replaced in 2021 and has a transferable warranty. There is a large utility shed that will convey. If you are a nature or wildlife lover this home is truly a MUST SEE! NO HOA and NO deed restrictions!

Property Details of 3904 Saddle Creek Road

Property Details

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Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.52% last updated on Jun 11, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Lindsay Gunter of XCELLENCE (866-595-6025)

Listing Sold by COLDWELL BANKER REALTY

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of June 14, 2026 7:00 AM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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