38 Harbor Oaks CircleSafety Harbor, FL 34695Sale Price: $445,000

  • Sale Price: $445,000
  • 875 Days Since Sale
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Federal 30-year interest rate: 6.52% last updated on Jun 11, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $445,000Sale Price
  • 3Bedrooms
  • 2Full Bath
  • 1,694Square Feet

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Welcome to your dream home in the heart of the charming Safety Harbor, Florida. Nestled on the scenic west side of Upper Tampa Bay, this property offers a unique small-town setting that combines tranquility with the convenience of a wide variety of businesses, special events, and recreational activities just around the corner. As you step inside, you are greeted by a bright and sunny atmosphere that permeates every room of this delightful residence. With three bedrooms and two bathrooms, this home provides ample space for comfortable living. The interior features laminate floors throughout, creating a warm and inviting ambiance, while the kitchen and bathrooms boast gleaming tile, adding a touch of elegance to the space. This home is an innovator's dream, offering room for growth and imagination in every corner. The highlight of the property is the backyard oasis, accessible through beautiful French doors from both the living room and the primary suite. Step outside to discover a private, fenced-in yard, complete with a stunning screened-in pool and jacuzzi, inviting you to relax and unwind in style. But the backyard experience doesn't end there. Beyond the pool area, you'll find even more space, perfect for hosting gatherings, cultivating a garden, or bringing any of your envisioned outdoor activities to life. Whether you're entertaining guests or simply enjoying a peaceful day under the sun, this outdoor haven provides endless possibilities. Your dream home awaits, offering not just a residence but a lifestyle. Embrace the charm of this small town while enjoying the modern comforts and potential this property has to offer. We can't wait for you to discover the endless possibilities that await in this unique and inviting home. Welcome to your new life in Safety Harbor. This home is being sold strictly AS IS with the right to inspect!

Property Details of 38 Harbor Oaks Circle

Property Details

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Mortgage Calculator


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Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.52% last updated on Jun 11, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Jac Smith of KELLER WILLIAMS ST PETE REALTY (727-894-1600)

Listing Sold by KELLER WILLIAMS ST PETE REALTY

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of June 15, 2026 12:39 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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