3538 Oak Lake DrivePalm Harbor, FL 34684Sale Price: $315,000

  • Sale Price: $315,000
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Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $315,000Sale Price
  • 2Bedrooms
  • 2Full Bath
  • 1,700Square Feet

Listing Tools

Have you been waiting for something wonderful in Highland Lakes? Wait no longer! This exceptional home offers over 1700 sq ft plus a 288 sq ft climate-controlled family room not on the tax record. It is sited on a beautifully landscaped lot in one of the newest sections near both club houses. The home has been tastefully updated. Discerning buyers will appreciate renovations including solid maple cabinets with quartz counters, updated bathrooms, newer windows, and plantation shutters. Popcorn ceilings have been removed too. The light and livable floor plan features split bedrooms, open space, and great flow. The large kitchen with bay window breakfast nook opens to a comfortable den on one side and the bonus family room on the other. The covered front porch is a great spot to enjoy the quiet neighborhood, and the backyard features no immediate rear neighbors, open lawn space, and a paver patio with a remote control retractable awning. The house has been well maintained and a recent 4 Point Inspection Report is available for review. Highland Lakes is Palm Harbor's premier 55+ golf and more community. The HOA fee of $109 a month includes free golf on 3 private executive courses, 2 heated pools, tennis, pickleball, a fishing pier, fitness classes, arts & crafts, interest clubs and more. There are lots of entertainment and social events, and free RV or boat storage too. It's blissfully close to great beaches, two airports, shopping, rich cultural resources, & excellent medical services. Don't wait!

Property Details of 3538 Oak Lake Drive

Property Details

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Mortgage Calculator


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Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Mary Marconi and of COLDWELL BANKER REALTY

Listing Sold by COLDWELL BANKER REALTY

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of May 24, 2026 11:32 PM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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