2630 St Josephs Drive WDunedin, FL 34698Sale Price: $650,000

  • Sale Price: $650,000
  • 183 Days Since Sale
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$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $650,000Sale Price
  • 2Bedrooms
  • 2Full Bath
  • 1,152Square Feet

Listing Tools

JUST REDUCED $50,000 - For Sale or For Rent Waterfront Paradise on Dunedin Causeway - No HOA, No Monthly Fees! When you think of a true Florida dream home, what comes to mind? For most, it's the sound of gentle waves rolling against the shoreline, a breeze carrying the scent of saltwater through open windows, and a front-row seat to watch dolphins play as the sun dips below the horizon. It's mornings where you sip coffee while pelicans skim the water's surface, afternoons filled with kayaking or paddleboarding just steps from your door, and evenings that feel like a private showing of the Gulf Coast's famous golden sunsets. This is the reality waiting for you on exclusive Ward Island, where a rare opportunity has just become even more enticing. This 2-bedroom, 2-bath waterfront townhome isn't just another listing on the market - it's a lifestyle upgrade, a gateway to a life of freedom, and a chance to own or rent in one of Dunedin's most coveted waterfront locations. And now, with the price reduced by $50,000, the dream is closer than ever. A Home That Feels Like Vacation Every Day Imagine waking up, sliding open your impact-rated windows, and being greeted not by traffic or neighbors, but by the sparkling water just beyond your balcony. The birds provide your morning soundtrack. The sunrise paints the sky in hues of pink, orange, and gold. You stretch, step onto your private balcony, and feel the kind of peace that only waterfront living can bring. This isn't just a home - it's a retreat. It's a chance to live like every day is a getaway, without ever packing a bag. Freedom Without Restrictions One of the biggest frustrations buyers face along Florida's waterfront is the endless web of restrictions, fees, and obligations tied to HOAs and condo associations. Monthly dues that climb every year, special assessments that hit when you least expect them, and a rulebook dictating how you live in your own home. Here, none of that applies. With no HOA, no CDD, and zero monthly fees, you get something rare: true ownership freedom. Park your car without worrying about permits. Keep your kayak or paddleboard close by without board approval. Renovate, decorate, and enjoy your home your way. It's not just a property; it's independence. A Lifestyle That's Always in Demand Dunedin's waterfront is more than beautiful views - it's a community pulsing with energy and charm. Travel from around the country to spend even a week here, chasing the very lifestyle you could enjoy every day. Owning or renting this townhome puts you in the middle of it all: the Causeway, Honeymoon Island, downtown Dunedin's festivals, and the Pinellas Trail all within minutes. And yet, despite the buzz, Ward Island offers a sense of privacy, exclusivity, and quiet. It's the balance every coastal buyer craves close to everything but tucked away just enough to feel like your own slice of paradise. Opportunities like this rarely come twice. Waterfront property on Dunedin Causeway is limited, and demand only continues to grow. Add to that the recent $50,000 price reduction, and you've got the perfect combination of value and exclusivity. Whether you're ready to purchase your forever home, invest in a high-demand rental, or secure a long-term coastal retreat through leasing, this property won't wait around. This is more than a listing. It's your chance to live the Gulf Coast dream, in a home that gives you freedom, beauty, and long-term value.

Property Details of 2630 St Josephs Drive W

Property Details

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Mortgage Calculator


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Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Curt Bush of MDM NAPLES REAL ESTATE LLC (239-776-4483)

Listing Sold by MDM NAPLES REAL ESTATE LLC

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of May 27, 2026 2:32 PM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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