Built in 2023 with no HOA and no CDD, this four bedroom, two bath home gives you the advantages of newer construction without monthly community fees. The single-story, split-bedroom plan spans 2,076 square feet, with an open, easy flow and a two car garage. The kitchen sits at the center of the home, with white cabinetry, quartz countertops, stainless steel appliances, a pantry and a large island with breakfast bar seating. Luxury vinyl plank flooring runs through the main living areas for a clean, cohesive look. The primary suite is set apart from the secondary bedrooms and includes a tray ceiling, an oversized walk-in closet, a double vanity and a tiled walk-in shower. The three additional bedrooms work well as guest rooms, a home office or flex space. Out back, a fully fenced yard and patio give you room to relax, entertain or garden. Without an HOA, you also have more say in how you use your property. The home is in North Jacksonville with quick access to I-95 and I-295. It's approximately 10 minutes from River City Marketplace and Jacksonville International Airport, 25-30 minutes from Naval Station Mayport, and 35-40 minutes from NAS Jacksonville and Naval Submarine Base Kings Bay. Newer construction, room to spread out and no community fees.