1016 N 14th StreetFernandina Beach, FL 32034Price: $525,000

  • Price: $525,000
  • Est. Mortgage of $/month
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Federal 30-year interest rate: 7.4% last updated on Oct 15, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $525,000List Price
  • 3Bedrooms
  • 2Full Bath
  • 1,340Square Feet

Listing Tools

**Seller offering $5,000 credit towards closing with acceptable offer** Tucked just minutes from the heart of Fernandina Beach, 1016 N 14th Street offers a newer construction home with a clean, thoughtful design and room to grow. Motivated Seller! Priced to sell at 54K under 2023 appraisal! Built in 2023 by Affinity Homes, this 3-bedroom, 2-bath residence features 9-foot ceilings and a taller roofline that gives the home an open, airy feel well beyond its footprint. The layout is efficient and comfortable, designed for everyday living without wasted space. An added opportunity: the neighboring lot is also available, opening the door for expansion, investment, or securing additional privacy. Both properties have a state approved water mitigation system to ensure there won't be any flooding from some of FL's heavy rains. A straightforward, well-built home in a location that continues to see steady demand-ideal for a primary residence, second home, or long-term hold. Asking price for the home and lot combined $669,900.

Property Details of 1016 N 14th Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 7.4% last updated on Oct 15, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Charlie Stephens of CENTURY 21 MILLER ELITE

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of October 16, 2026 7:03 PM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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