1005 Main StreetSafety Harbor, FL 34695Sale Price: $907,000

  • Sale Price: $907,000
  • 199 Days Since Sale
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$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $907,000Sale Price
  • 3Bedrooms
  • 2Full Bath
  • 2,550Square Feet

Listing Tools

A true Safety Harbor original-full of warmth, charm, and history. 1005 Main Street isn't just a home-it's a front-row seat to one of Florida's most beloved small towns. Built in 1915, two years before the town was officially founded, this 3-bedroom, 2-bath plus den Craftsman Bungalow sits proudly on a rare double lot right at the edge of downtown. From the moment you step onto the string-lit front porch, the home feels like something out of a storybook. Inside, nearly 2,600 square feet unfold with refinished original hardwood floors, coffered ceilings, a cozy window bench, and built-in details throughout. The main level features a welcoming front sitting room, a large dining area, and a living room that flows seamlessly into the heart of the home-the kitchen. The kitchen is warm, inviting, and full of character. Fully reimagined in 2020, it features quartz countertops, a marble backsplash, and a showpiece ILVE gas range framed by an arched brick wall built with reclaimed brick from Ybor City in Tampa. Just off the kitchen, the laundry and mudroom combo adds both function and charm, complete with a custom indoor dog wash station-perfect for post-park cleanups or muddy paws after a downtown stroll. Downstairs also includes a guest bedroom and full bath, along with a flexible den or office space. Upstairs, the spacious primary suite includes an ensuite bath and walk-in closet, while the third bedroom brings in tons of natural light and charm. Out back, the fully fenced yard offers a peaceful escape with artificial turf, mature trees, and a courtyard-style layout. Alley access, a circular driveway, and a detached shed offer added convenience. Approved for a pool, garage, or ADU, this rare double lot offers privacy when you want it and walkability to downtown when you don't-the best of both worlds. The home has been consistently cared for and thoughtfully updated. In 2020, the kitchen, family room, and laundry area were completely redone, along with new hardwood floors and custom finishes. Both bathrooms have been refreshed, and the upstairs bath received a full update in 2013. There are two central AC units-one just a few years old-the gas tankless water heater adds efficiency, and the standing seam metal roof had all its fittings replaced in 2020. Plumbing has been upgraded with PVC, including a full sewer line replacement, and the electrical system includes two updated breaker panels. Spray foam insulation helps with year-round comfort, and foundation piers were redone in 2013. A brand-new wood fence was added in 2025, the yard includes artificial turf, and the landscaping has been professionally maintained, with tree trimming in both 2023 and 2025. Other thoughtful touches include a 10x10 custom shed, full irrigation system, water softener, and string lighting that brings a cozy glow to the porch and backyard. The home sits in Flood Zone X-no flood insurance required-and has never had storm damage. It's high and dry, solid and sound, and ready for the next chapter. And the best part? You're just steps from everything downtown Safety Harbor has to offer. Walk or hop in the golf cart to Gigglewaters, The Brinehouse, HavenHouse Coffee, Water Oak, and the Sunday Market. With art festivals, live music, and local favorites all around, this home isn't just a place to live-it's a lifestyle. This is more than just one of Safety Harbor's original homes. It's one of its most admired-and now it's ready to be part of someone else's story.

Property Details of 1005 Main Street

Property Details

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Mortgage Calculator


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Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Holton Irwin of SMITH & ASSOCIATES REAL ESTATE (813-839-3800)

Listing Sold by KELLER WILLIAMS REALTY PORTFOLIO COLLECTION

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of May 22, 2026 11:04 PM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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